Send to a Friend Print Page

Interest Rates

Banif Bank Base Rates ()
Base Rate
Rate
Bank Base Rate2.50% p.a.
Home Loan Base Rate2.20% p.a.

Interest Rates on Savings and Current Accounts
   
Credit Interest Rates Applicable (%)
Type of account
Balance in Euros
EUR
GBP
USD
CAD
AUD
Savings AccountPersonalX <= 150
150 < X <= 20,000
20,000 < X <= 50,000
X > 50,000
0.000
0.250
0.500
0.750
0.000
0.000
0.100
0.200
0.000
0.000
0.050
0.100
0.000
0.000
0.000
0.000
0.000
0.000
0.750
1.000
        
Current AccountPersonalX <= 150
150 < X <= 25,000
X > 25,000
0.000
0.250
0.500
0.000
0.000
0.100
0.000
0.000
0.050
0.000
0.000
0.000
0.000
0.000
0.750
 BusinessX <= 150
150 < X <= 20,000
20,000 < X <= 50,000
X > 50,000
0.000
0.250
0.500
0.750
0.000
0.000
0.100
0.200
0.000
0.000
0.050
0.100
0.000
0.000
0.000
0.000
0.000
0.000
0.750
1.000

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.

Hi Saver Account Rates*
Term
Rate
First term - 12-month savings plan2.50% p.a.
Second term - 3-month term deposit4.00% p.a.

New Generation Account Rates
Product
Rate
New Generation Account3.50% p.a.

Monthly Savings Scheme Rates
Term
Rates
1-year Monthly Savings Scheme1.125% p.a.
2-year Monthly Savings Scheme 
- first year1.125% p.a.
- second year2.250% p.a.

Flexi Term Deposits Rates
1-Year Term
Rates
withdrawal before 91 days0%
withdrawal on the 91st day1.750% p.a.
withdrawal on 182nd day2.000% p.a.
withdrawal on 274th day2.250% p.a.
Maturity2.375% p.a.

3-Year Flexi Term Deposits Rates
3-Year Term
Rates
withdrawal before 1-year (365days)0%
withdrawal after 1st year anniversary (365th day)1.250% p.a.
withdrawal after 2nd year anniversary (730th day)2.500% p.a.
Maturity3.150% p.a.
 
Banif@st Term Deposits Rates
EUR
Rates
Period€ 500 < X <= € 250,000
45 days1.875% p.a.
90 days2.100% p.a.
180 days2.375% p.a.
360 days2.750% p.a.

Term Deposits Rates
EUR
% Rates p.a. for Tier 1
% Rates p.a. for Tier 2
% Rates p.a. for Tier 3
Period€ 500 < X <= € 25,000€ 25,000 < X <= € 200,000X > € 200,000
1 Month1.3751.5001.750
3 Months1.5001.7502.000
6 Months1.7502.0002.250
1 Year2.0002.2502.500
2 Years2.5002.7503.000
3 Years2.7503.0003.250
4 Years2.8753.1253.375
5 Years3.0003.2503.500
GBP% Rates p.a. for Tier 1% Rates p.a. for Tier 2% Rates p.a. for Tier 3
Period350 < X <= 20,00020,000 < X <= 150,000 X > 150,000
1 Month0.2500.3750.500
3 Months0.5000.6250.750
6 Months0.6250.7501.000
1 Year0.7501.0001.250
2 Years1.0001.2501.500
3 Years1.5001.7502.000
USD% Rates p.a. for Tier 1% Rates p.a. for Tier 2% Rates p.a. for Tier 3
Period500 < X <= 50,00050,000 < X <= 300,000X > 300,000
1 Month0.2500.3750.500
3 Months0.3750.5000.625
6 Months0.5000.7501.000
1 Year0.7501.0001.250
2 Years1.0001.2501.500
3 Years1.2501.5001.750
AUD% Rates p.a. for Tier 1% Rates p.a. for Tier 2% Rates p.a. for Tier 3
Period
500 < X <= 50,000
50,000 < X <= 300,000
X > 300,000
1 Month
1.750
2.000
2.250
3 Months
2.000
2.250
2.500
6 Months
2.250
2.500
2.750
1 Year
2.500
2.750
3.000
2 Years
2.750
3.000
3.250
3 Years
3.000
3.250
3.500

* The Hi-Saver Account is a 15-month term deposit split in two terms as descibed in the above table.

Rates shown above are gross rates and per annum. They are indicative only and may be revised without notice.


Malta Stock Exchange
©2008 - Banif Bank (Malta) plc - All Rights Reserved
Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.