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Campus Package


I've got my own style, my own goals, my own way of doing things.

It's my journey, and to get the most out of it I need a Bank that's right for me.

With the Campus Package from Banif Bank, I can get loads of benefits, great savings solutions and financing options.


Campus Package 16-17

Key benefits

As a full-time student I can have my stipend deposited directly in my Campus Account through direct credit and get:

  • Free Online Savings Account 
    • free internet banking to manage my funds anywhere 24/7
    • higher-than-standard interest rate
    • free standing orders between Banif accounts
  • Free Visa Debit Card
    • instant access to my money anytime, anywhere across the world 
    • online shopping 
  •  Campus Term Deposit Account 
    • 1 year and 3 year term
    • bonus interest rates
  • Preferential rates on foreign exchange
  • Campus Personal Loan**
    • borrow up to €3,000 at preferential interest rates to finance my educational requirements 
    • incur no processing fees when applying 

**The Campus Personal Loan will be in the name of the student's parents or legal guardian/s. 


Campus Package 18+

If I am 18 years or over, these additional benefits apply:

  • Fee Free Visa Credit Card*
    • standard limit of €1,000
    • up to 51 days interest free credit
    • up to 90 days free travel insurance
    • up to 90 days free purchase protection insurance
    • 10% discount on health insurance 
  • Campus Personal Loan 
    • borrow up to €10,000 at preferential interest rates to finance my educational studies 
    • incur no processing fees when applying
    • enjoy a moratorium on the repayment of capital of up to 5 years, depending on the duration of my course which means that I will benefit from lower monthly repayments. 
  • Campus Home Loan to finance my first home
    • borrow up to €350,000 at great interest rates
    • incur no processing fees
    • benefit from a maximum term of 40 years to repay my home loan 



I can apply for the Campus Package 16-17 if I am:

  • either 16 or 17 years old
  • studying full-time on an eligible course
  • have my stipend directly credited into my Campus Account.

I can apply for Campus Package 18+ if I am:

  • between 18 and 25 years old
  • studying full-time on an eligible course
  • have my stipend directly credit to my Campus Account. 

Data Protection Policy 

In terms of the Data Protection Act (Laws of Malta Chapter 440), I authorise the Bank to process the above data and any other data which I subsequently give to the Bank in any manner, for the following purposes: To provide me with products and services; For internal analysis and assessment (including market and product analysis); For the detection, prevention and reporting of fraud and/or other criminal activity which the Bank is legally bound to report; To develop and improve the Bank’s products and services; For direct marketing, such as to inform me, by, telephone, e-mail or other electronic means, about other products and services supplied by the Bank, its subsidiaries, associates and agents and by other carefully selected third parties, and for research purposes. I also authorise the Bank to exchange or disclose my personal data with/to all employees of the Bank, its subsidiaries, associates, correspondent banks, agents and any third parties entrusted and/or engaged by the Bank for the purposes of storing, processing or in any way handling any of the above data or with whom the Bank may share such data in connection with the operation of any microsite, website or otherwise in the ordinary course of the Bank’s business. I acknowledge that I have the right to request the Bank to inform me about the personal data held about me that is processed and to request its correction where necessary. I also acknowledge that furthermore, I shall inform the Bank in writing if I do not wish to have my data processed for direct marketing purposes.

* Terms and conditions apply. Loans and credit cards are subject to the Bank’s lending criteria. The Bank reserves the right to amend or withdraw this product at its sole discretion. Banif Bank (Malta) plc is a credit institution licensed to undertake the business of banking by the MFSA in terms of the Banking Act 1994 and is a member of the Depositor Compensation Scheme established under the Depositor Compensation Scheme Regulations (Legal notice 383 of 2015). Registered in Malta C41030 – 203, Level 2, Rue D’Argens, Gzira, GZR 1368, Malta.

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Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.