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Credit Cards

Banif Bank offers you a range of credit cards that give you MORE CREDIT, MORE REPAYMENT OPTIONS and you pay LESS INTEREST.

Banif credit cards can pay for your everyday purchases without the need to carry cheques or cash with you. Cash advances can be made from any Visa supported network, both locally and worldwide.

IMPORTANT CARD SECURITY TIPS

Activation

In order to start using your card you must call Banif on 8007 3200 from Monday to Friday between 8.00am and 8.00pm to activate the card. One of our customer service representatives will guide you through this simple process.

Usage

Once the card is activated, you can make use of your card at any establishment that carries the Visa logo both locally and abroad. Cash withdrawals can also be made from any ATM that displays the Visa brand. In order to reduce lost/stolen card fraud and counterfeit activities, this card is equipped with the new EMV Chip technology which enhances security. This new technology requires the use of the PIN to authorise purchases, hence replacing the need to sign a transaction receipt upon card usage.

Security

  • Sign your card immediately upon receipt.
  • Don't let anyone else use your card.
  • Memorise your PIN or keep the PIN in a safe place.
  • Don't write your PIN on your card or keep the PIN inside your wallet along with the card.
  • Destroy expired or unwanted cards by cutting diagonally.
  • When paying with a card, be alert for any strange or unusual behaviour from the sales person.
  • Keep your card in sight when using your card in areas/countries known for fraudulent activity.

 

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©2008 - Banif Bank (Malta) plc - All Rights Reserved
Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.