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Overdraft

Manage your day-to-day cash flow

A Banif overdraft facility could give you the advantage of greater freedom and flexibility. So whether you've got future plans you want to put into action - or simply have some unexpected expenses to pay - that extra flexibility can always come in handy.

Overdraft benefits

  • Flexible terms - we can agree on an overdraft for a specified term, which is reviewed every six months
  • Instant access - funds are ready to use when you need them
  • Borrow the amount you require - our relationship manager will agree the borrowing limit with you
  • Interest rate calculated daily - the interest rate charged on debit balances will be agreed upon with you before the sanctioning of the credit facility

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Banif Bank (Malta) plc is a credit institution licensed by the MFSA to undertake
the business of banking in terms of the Banking Act 1994.